Finance / Accounting   |    Accounts Payable   |    Payment Processing

ACH and Credit Card Payment Processing

Our experience in Internet payment processing, Check Verification and Identity Verification make us experts in fraud prevention and detection. Horizontech, Inc. provides web-enabled ACH and Credit Card payment services, with unparalleled security surrounding each transaction and each account. Upon receipt of payment request, information can be processed against the nation’s most comprehensive negative, account closed and positive databases as well as your own negative files.

XperTran® provides a fully integrated and end-to-end solution for any company looking to leverage the Internet for capturing and processing transactions. A customizable user-interface, XperTran® emulates your company and can be used for payments or disbursements, satisfying both recurring and non-recurring transactions.

• Connectivity from your site, directly and by administrative staff for capturing and monitoring mail-in and call center payments
• Comprehensive credit bureau fraud detection
• OFAC screening
• Optional funds transfer based on scoring, review or customer notification
• Capability for clearing through your own accounts or through us
• Validation of routing numbers
• Account Postings can occur immediately, via daily updates or when funds settle
• Optional NSF transaction recycling, repair and resubmission of administrative returns
• Real-time administrative reporting, automated customer notifications

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  "Horizontech was responsive to our needs and we would recommend them for your processing needs."
  - Chief Information Officer - US Retirement & Health Benefit Services organization
  
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  "I still can't believe what you've done in such a short period of time. It would have taken us a staff of well over a
  hundred people to do what you have done in minutes. This is unbelievable, we're already telling everyone in the
  financial services industry about your solution."- SVP Admin. - Financial Services & Retirement Planning Company
  
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  "They had the system up and running when we needed it and to date have completed the work in a
  timely fashion with data indexing accuracy over 99.5%."- Vice President Operations - Media & Marketing
  Research Firm
  
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  "For each project, they have had the system up and running when we needed it and to date have completed the work
  in timely fashion while exceeding the data indexing accuracy we have needed."- Director - National web-based GPO Procurement organization
  
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  "Horizontech allowed us to outsource the processing while retaining the customer interface."- Associate Consultant - Independent Actuarial and Consulting firm
  
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  "Have completed the work in a timely fashion while making adjustments to the service offering and adding reports as needed, maintaining indexing accuracy over 99.5%."- Director- US Payment Processing Solutions Company
  
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  "We have researched many companies, and you have the most comprehensive solution and best business
  model in the US."- Director - Document Solutions Company
  
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  "I've researched companies in your space. There is really no one that does exactly what you provide to the market.
  You are the best solution for this issue."- Manager - Medical Center Procurement
  
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  "Based on this ongoing concern, we would thoroughly recommend their solutions to anyone that has
  a returned mail issue. The solution was easily implemented, highly effective and is running smoothly."
  - SVP - Property & Casualty Insurer
  
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  "To date, we have yet to see anyone in the market with the innovation. They are way ahead of any solution
  base in the market and are considered a pioneer and innovator for undeliverable as addressed solutions."
  - VP - Technology Communications Company
  
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  "I'm speechless, this blows us away."- Director - US Financial Services organization